About First Choice Debt Resolution

          Call 1.866.957.0213  www.1debtres.com

Here at First Choice Debt Resolution, LLC, we understand that you didn’t get into debt over night and it will take some time to get out of debt. Debt Settlement is a proven way to solve your unsecured debt issues without the need for bankruptcy or the use of a time and money wasting do-it-yourself solution. At First Choice Debt Resolution, LLC, a certified professional debt arbitrator can effectively negotiate with your creditors and financial institutions to eliminate your unsecured credit debt at a fraction of the loan amount. With the extremely high prices collection agencies charge and the low success rate of collectors, creditors are willing to negotiate with us to save money, get paid faster and be paid the settled amounts in a timely manner.

For people with debt issues, there are several options. Listed below are many of the popular methods used to help with consumer debt.

Bankruptcy
Bankruptcy is the legally declared inability of an individual or organization to pay its creditors. Although bankruptcy can be appropriate for some individuals there are many reasons not to do it. Aside from the legal declaration the reality is that even after ten years, bankruptcy still affects your life and your ability to get credit. Every time a consumer fills out an application for credit, for a mortgage, for a job, to buy a car, etc, that consumer will be asked if he or she has ever filed for bankruptcy. Having filed for bankruptcy, approval rates are slim to none, and not answering the question truthfully is a federal offense.

Debt Consolidation
Debt consolidation is simply borrowing money from a creditor to pay back money owed to a creditor. This is often done to save money that would normally be applied to interest. One must still apply for this new loan, but if credit scores are already bad, there may be no chance of approval for this new loan. A major problem with consolidation loans is that once the balance has been paid off, many people lack the discipline to avoid incurring more credit card debt, leaving a person in an even worse financial situation. The reality is that about 70% of all people who obtain a debt consolidation loan find themselves in more debt than they were originally in within two years. According to the latest available Federal Reserve figures, Americans are weighed down by about $900 billion in credit card debt. First Choice Debt Resolution, LLC can assist consumers with the burden of unsecured credit debt.

Debt Settlement
Debt settlement, sometimes know as Debt Arbitration, is a legal process used by people or companies in debt to negotiate a settlement of an existing legal debt with their creditors. Any person owing unsecured debt has the legal right to contact and negotiate with their creditors. However, this practice takes time to master, requires extensive knowledge of the credit industry and sharp negotiating skills.

Our First Choice Debt Resolution, LLC debt analysts work each client’s account on an individual basis to determine if his or her debt qualifies for our program. Depending on a client’s financial situation and the debt amount owed, a debt analyst can figure out the most affordable monthly payment and the length of time one should be in the program. The First Choice Debt Resolution, LLC program will effectively improve one’s debt to income ratio which can be damaging to credit scores and keep consumers from obtaining increased credit card limits. While a debt settlement program does not initially help consumer credit scores, a debt settlement program can eventually help one to get off to a new start with zero unsecured credit debt and a very good debt to income ratio.

First Choice Debt Resolution, LLC has a vision to provide the highest quality service at all times. The job of a First Choice Debt Resolution, LLC debt analyst is to educate a client on how the program works and how beneficial it can be. The client has the responsibility of making a decision to enroll in and to follow the program. Debt analysts will examine a client’s debt in an effort to choose the correct program for that client. Once enrolled into a program, the client’s account will be passed on to the Client Support Center where each client will be kept up to date on the progress of their program. The client will be informed of any potential debt settlements. Please keep in mind, First Choice Debt Resolution, LLC will not settle any debt without the consent of the client. Upon completion of the program, clients are given helpful information on how to repair credit reports and prevent situations that could bring the client back into a debt settlement program.

For more information complete the online mini application and one of our debt analysts will contact you immediately. Don’t wait any longer. You have nothing to lose but debt.